Most stock funds distribute capital gains and income to shareholders at the end of the year, usually in December.

You’ll find estimated distributions on most fund websites, and, if you’re a FundX member, you’ll get detailed distribution information in the December issue.

If you own funds in a taxable account, these distributions are taxable to you, so you’ll want to pay attention to these estimates and decide how to handle them.

If your fund is planning to pay a distribution, you have three choices:

(1) Hold the fund and receive the distribution.

(2) Sell the fund before the record date to avoid the distribution.

(3) Sell the fund after the distribution.

Which choice is right for you?

Here are a few key questions that can help you decide how to move forward:


1. How long have you owned the fund?

If you sold the fund, would you realize a long-term or a short-term gain?

2. How much of a gain or loss do you have in the fund, and how does that compare to the amount of the fund’s distribution?

Continue reading “What To Do If a Fund You Own is Making a Distribution” »

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How do you decide where to invest? 

We invest on what is actually happening in the market rather than what we think is going to happen,” FundX CEO Janet Brown said on the MoneyLife Show with Chuck Jaffe on November 1, 2018.

There are often many smart people with good reasons why one part of the market should do well, Janet said, but these predictions often don’t pan out.

International funds are one example: analysts thought international markets were undervalued and had more room to run, but foreign markets haven’t done well this year. Instead, U.S. markets have been the place to be.

“There will be a time to come when internationals are going to bring in strong returns,” Janet said. But “we wait until there’s a little bit of sustained performance that we trust before we go in.”

Janet’s Take on 5 Funds and ETFs

In the Hold it or Fold it part of the show, Janet answered listener questions about balanced funds, total market ETFs, emerging market funds and a sustainable ETF. Continue reading “FundX CEO Janet Brown’s Take on 5 Funds & ETFs” »

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Pro tip: Get a Head Start on Your Year-end Investment Plans

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3 Momentum Investing Tips

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What’s the Optimal Way to Measure Momentum?

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Is It Time To Sell? Four Questions You Should Answer

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FundX Strategist Jason Browne’s Take on Five Funds & ETFs

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Is this a good time to own dividend funds? What about emerging markets or bond funds?  On the MoneyLife Show with Chuck Jaffe, FundX Chief Investment Strategist Jason Browne answered listener questions about five stock and bond funds and ETFs. You’ll find out which fund is in the market’s sweet spot and which fund Jason […]

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Is There Still Time to Buy into the Technology Trend?

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Should you be concerned about buying a fund that’s done well recently? Take technology, for example: It’s had some momentum behind it for some time now. Is there still time to buy in? On NBR, FundX Chief Investment Strategist Jason Browne explained that major market trends can last years and that can give investors enough […]

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What You Need to Know about Fund Sustainability Ratings

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Given the choice between two funds that have similar returns, many people prefer to invest in the one that prioritizes investing in companies that have good environmental practices, good governance or are committed to data security or equality. Sustainable ratings for mutual funds can help you find these kinds of funds, but because most of […]

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