When your investment strategy doesn’t work the way you hope it will, you may feel like you’ve made a mistake. But as FundX President Janet Brown explains in her latest video, what feels like a mistake may actually be an important opportunity.
Many of investors aren’t exactly sure how their portfolios are invested, and they’re not alone. A RebalanceIRA survey of baby boomers saving for retirement found that 20% didn’t know how much they had in stocks or stock funds.
To find out how you’re allocated for retirement, consider all of the accounts you’ve earmarked for retirement, and then determine how much is invested in stock funds, bond funds or cash (or cash equivalents). You should come up with a percentage in stocks or stock funds and a percentage in bonds or bond funds.
Once you’ve organized your investments, it’s easier to see if there are any changes to be made. You may realize that while you thought you had a diversified stock portfolio, your portfolio is fairly concentrated in one sector. And if this sector sold off suddenly, it could have a major impact on your portfolio.
Most retirees will fund a portion of their lives by making withdrawals from their retirement accounts. The common rule of thumb is that retirees can withdraw 4% from their accounts each year, adjusted for inflation, with a high probability that their assets will last a lifetime. The 4% rule initially came about in the 1990s […]
Just 18% of Americans say they are very confident they can retire comfortably. Are you one of them? Most people avoid thinking about it. New York Times science writer John Schwartz recently wrote that he put off thinking seriously about his retirement because he was uncomfortable thinking about money. He found it hard to make decisions. And, […]
Global markets stalled amid volatility in March and the S&P 500, MSCI EAFE and MSCI All Country World indexes all ended down about 1.5% for the month. A notable exception was the small-cap Russell 2000 index, which gained nearly 1.7% in March. The first quarter saw many records set around the globe; at least 17 stock indexes hit new […]
Funds change over time, and we change our fund listings in response. We highlight changes to the funds and ETFs listed in the monthly newsletter and online. Renamed Class 2 Value Line Large Companies (VALLX) renamed Value Line Larger Companies Focused. The fund’s ticker remains the same, VALLX. Royce Funds: New Tickers, Shorter Redemption Fee […]
FundX CIO Jason Browne was on the MoneyLife online radio show with Chuck Jaffe last week. He shared some of the funds that have been highly ranked in NoLoad FundX and answered investors’ questions about foreign funds, index funds and gold investments in the ‘Hold it or Fold it’ segment of the show. Here’s his […]
The first step in retirement investing is to determine how much you’ll need to accumulate to fund a comfortable life in retirement. (To come up with a ballpark figure, click here.) The second step is to consider how you can reach your goal number. The two most common ways to try to grow your retirement […]
Foreign markets led from 2003 to 2007, but since then, U.S. markets have usually done better. Are foreign funds due for a comeback? This was one of the questions FundX CIO Jason Browne discussed in his recent appearance on the MoneyLife Show with Chuck Jaffe. Click below to listen to Jason’s full interview. “People have […]
Most fund investors – 92% according to the ICI –invest for retirement. But many people are putting money aside for retirement without any idea about how much they’ll actually need to retire comfortably. But having a target number in mind is an important first step. It can provide a useful framework for your overall retirement […]
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